The Finch Formerly Known As Gold

4 February 2003

Veni, vidi, Visa

TO: Humongous Bank and Trust Company (Member F.D.I.C.)


Inasmuch as you rejected my credit application on the basis of eighteen-year-old information from some two-bit credit bureau not among the established Big Three, you've got a lot of damn gall to follow up the rejection letter with a copy of the same promotional offer.

I will make a point of determining the identities of all your subsidiaries and affiliates and avoiding as many of them as is humanly possible for the rest of my earthbound existence.

Posted at 6:53 PM to Common Cents

*Sigh* . . the same thing happened to me :( Only it was a =pre-approved= offer. And the reason they rejected it? Too many offers! They place an item on your credit report every time they check it for any reason. Too many checks is a negative factor. Then two or three months later they sent the same offer to me again.

Posted by: ms7168 at 11:55 AM on 5 February 2003