The Finch Formerly Known As Gold

24 June 2005

There are always weasels

Our esteemed health plan (surely someone esteems it, since we've had it for over a year, which is approaching the corporate record) apparently has a degree of paranoia which exceeds the usual insurance-industry standard; they had a third party send me a seemingly-innocuous letter asking me to call in with information about my knee surgery last December. Apparently they got the notion, God knows where, that I had claimed this to be work-related and had filed a claim with someone else's insurance, and they expected to be reimbursed for what they paid in.

Well, yes, I know the rules of the game. And I didn't file with anyone else: if I have a work-related ailment, it's called Bad Temper, and no one is compensating me for that in the slightest.

What irked me most, though, was that they would go to this much trouble for the seventeen bucks they paid for the lab work. There was no mention of the operation itself, or of the amount paid for the surgical facility, or any of the other bazillion ways health-care professionals have to run up the tab — only this feeble $83 laboratory charge, eighty percent of which they blithely ignored in the first place.

If I ever say anything kindly about the prospect of single-payer health care, it will be because of stuff like this.

Posted at 6:06 PM to Dyssynergy

My company switches back and forth every year between Aetna and Blue Cross/Blue Shield. I never remember which doctors have my "current" info, and last year, I had an infection that required a trip to the emergency room and a follow-up visit that happened RIGHT at the switchover (July 1st of each year).

Insurance is sure a hassle, but boy am I glad I have it.


Posted by: hln at 9:50 PM on 27 June 2005

Fortunately, I haven't had to rotate doctors, but trying to remember which lab is in what network will drive me insane, and mental-health benefits are capped at $30k or something like that.

Posted by: CGHill at 3:28 PM on 28 June 2005