The Finch Formerly Known As Gold

15 November 2005

But I have some really good news

I saved a bunch of money on my car insurance.

No, really. And I have no idea why; every single item on the list is 10 percent (rounded to the nearest dime) less than it was six months ago. I note that I have a five-year Good Driver discount, but I had that last time also.

In the absence of any other information — and I'm loath to call them up and ask them, lest they discover a mistake or something — I'm going to assume that this is due to slightly-less-crappy credit on the last pertinent report.

Posted at 7:40 PM to General Disinterest


Could it be a zip code change?

Posted by: MikeH at 12:55 AM on 16 November 2005

Nope. Same rated area, same everything. (I've been here two years now; they know where I am.)

Posted by: CGHill at 6:21 AM on 16 November 2005

Demographics, maybe?

Posted by: McGehee at 10:13 AM on 16 November 2005

Well, there are two demographics to deal with: mine and the neighborhood's. I have to assume that if the latter is improving, it would affect some of the components, though I don't see how it would matter on Comprehensive. As for my own, turning 52 is no big deal, unless they allow something for 25 (a known insurance milestone) in reverse.

Posted by: CGHill at 10:23 AM on 16 November 2005

Well, I've seen all kinds of weird age-bracket breakdowns.

Posted by: McGehee at 7:54 AM on 17 November 2005