The Finch Formerly Known As Gold

6 July 2006

And lo, they sacrificed unto the Capitol

The Oklahoma auto buyer, some time within the first thirty days after the buy, must submit to the ritual known as "Tag, Title and Tax," in which he exchanges a large check for a small metal plate and a handful of documents.

It is not necessary to visit an actual state office to do this sort of thing: the Tax Commission has farmed this task out to various private enterprises under the general name "tag agency," and just about every county has one. (Oklahoma County, with a fifth of the state's population, has three dozen or so.) This is not to say that it's less expensive: while the actual tax has been cut slightly in recent years, it's still pretty stiff.

This paragraph from the Tax Commission could be scary:

Most vehicles are assessed excise tax on the basis of their purchase price, provided that purchase price is within 20% of the average retail value for that specific model vehicle. If the purchase price provided is not within that 20% range, a taxable value within that range is established for excise tax assessment purposes.

This is presumably to keep you from selling your Cadillac to your brother-in-law for $200. And after thirty-odd years here, I'm persuaded that the gum-chewing (I think it's required) girl at the tag agency knows at least as much about the retail value of a vehicle as the Kelley Blue Book.

To the tax, add the price of the title ($11, generally), the price of the registration (under $100, but not much under $100), and pretty soon you're looking at real money. My own participation in the ritual cost $486.50, all of which was duly itemized on a handwritten slip.

And no, I didn't order a vanity tag. Under Oklahoma law, the plate stays with the car, not with the owner, when the car is sold; I decided I was too lazy to (1) take out two bolts and (2) learn a new number, and unless there's a warrant for the previous owner's arrest for skipping out of parking tickets in Kansas City, I figure I'm fine.

Posted at 6:23 PM to Soonerland


Oddly enough, Massachusetts has a special status granted to "family transfers" to save you from paying the tax. They also take your word for the sale price if you have a bill of sale stating the amount. At least, normally. And always they take the word of a sale by a dealer, even if it's Joe Schmoe's garage that sells a car on the side now and then. Though I may be thinking of sales tax collected by dealers, so the registry doesn't need to.

The only problem I've ever encountered is when all I had was a title signed over to me, no bill of sale, and I had to pay tax on multiple times what I actually paid for the car. When I could least afford it.

Posted by: Jay at 8:14 PM on 6 July 2006

Back in the day when the tag was based on the value of the car, I was driving a 78 Datsun affectionately known as "Poison Gas". Since what you paid was based on the value of the car, every year the tag agent would toss me $20 and tell me to get lost.

Once I told him it had an empty tank of gas. He consulted his chart, found that the value of the car dropped by 75%, so he bought me lunch as well.

I miss that car.

Posted by: Dwayne "the canoe guy" at 8:21 AM on 7 July 2006

That's Dwayne "the canoe guy," ladies and gentlemen! He'll be here all week.

Posted by: McGehee at 2:00 PM on 7 July 2006

In OK, vehicles conveyed by inheritance via will/probate, and spousal transfers and parent/child (either direction)are exempt from excise tax. There is title transfer fee assessed, but, thankfully, no tax. Found that out a couple of years ago when I assigned title to my son to a vehicle I had.

Posted by: John Owen Butler at 4:13 PM on 7 July 2006