(The following letter is being dispatched to the bank holding the note on my house, because, well, it’s impossible to underestimate my capacity for screwing things up.)
Back around the end of February, you were kind enough to send me a check for the $55.89 overage in my escrow account. And I was dumb enough not to notice it until this week. The local branch, of course, duly pointed out the stale date when I presented it.
I’m enclosing that check, sliced in two. Is it possible that, rather than reissue the check, you could simply credit $55.89 back to the escrow account? My insurance went up quite a bit this year, and this would help rebuild the account more quickly. (If it’s less hassle just to reissue the check, that’s fine; it’s my mistake, and I don’t feel entitled to make a scene one way or another.)
I appreciate your assistance with once again bailing me out of my own foolishness.
(Yes, I still write letters. For one thing, it means never having to thread my way through somebody’s voice mail.)