Where the Boise are

Is your homeowner’s insurance bill vaguely, or perhaps not so vaguely, reminiscent of the national debt? Tough noogies, says Robert Hartwig, president of the Insurance Information Institute:

Oklahoma ranks No. 5 in the nation for the price of homeowners insurance premiums — an average of $2,386 in 2011, according to the National Association of Insurance Commissioners. Oklahoma is the most expensive landlocked state for homeowners insurance premiums, Hartwig said.

If Oklahomans don’t like what they pay for homeowner’s insurance, moving to Idaho is always an option, Hartwig said.

“Nothing ever happens in Idaho, so they pay about a third of what people in Oklahoma do for their homeowners insurance,” Hartwig said.

Thanks, Bob. If a glacier comes to Coeur d’Alene, I’m going to point in your general direction.

Oh, and the graphic that accompanied this article said that the average Oklahoma premium was $1,386, so one of the two is wrong. Maybe both.


  1. mushroom »

    13 February 2014 · 2:44 pm

    The $1386 is closer to what we pay in similarly risky SW MO. Twenty-four hundred would be a lot — especially for the “average” house.

  2. fillyjonk »

    13 February 2014 · 3:05 pm

    Mean vs. median, perhaps? The $1386 is darn close to what I pay, but then I have a small house and don’t play with fire as a hobby or have a husband in the detonations business or live in a high-crime neighborhood, and also have my other insurance lines through the same company.

    I do have a separate $300 or so yearly rider on my piano, which, after my house, is probably the single most valuable thing I currently own. (Yes, even more so than my car.)

  3. CGHill »

    13 February 2014 · 3:54 pm

    Mine’s closer to $2386, but then I live in a census tract that had almost all its roofs blown away in 2010, and I have a rider or three.

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