About one of every four vehicles on Oklahoma roads is uninsured, and there’s not much that can be done to improve that, state officials say.
Oklahoma lawmakers have proposed and adopted a number of measures designed to punish uninsured motorists, but the state’s rate of uninsured motorists has remained steady in recent years, said Lonnie Jarman, driver compliance director at the state Department of Public Safety. “In the 50 states and the District of Columbia, there is no one that has found the perfect solution,” Jarman said.
Many motorists who fail to carry auto insurance do so because they can’t afford it, Jarman said. “Most states have found regardless of what they try to do, it doesn’t change that rate very much. The reason why that is, is because it’s a social issue, the social issue being, ‘I can’t afford it’.”
And this differs from health insurance — how, exactly? Yet you don’t see anyone calling for government-operated Universal Auto Coverage.