Scrutinizing yet another insurance bill
You may remember this from six months ago. Let’s see what they’ve done to me this time around:
- Liability (injury): up $1.90.
- Liability (property): up $10.30.
- Uninsured motorists: up $0.90.
- Comprehensive: up $6.20.
- Collision: up $15.90.
- Road service: unchanged.
- Rental reimbursement: up $1.30.
For a change, this isn’t the fault of those unblinkered, Philistine uninsured motorists.
And this isn’t quite final either: after the bill was issued, they discovered a couple more factors that had changed in the last few days. For one, I now carry three different policies from these folks, which fact will erase most of these increases; for another, there’s no longer a lienholder, which may or may not matter. Given the implied increase in parts prices, I am loath to drop collision coverage, even though the car is now paid for.


