As part of our continued effort to enhance online security, we've changed the way we process online payments or transfers, and have updated our online terms and conditions to reflect those changes.

The updated terms and conditions will be available online and will take effect April 13, 2008.

Here's a summary of what we're changing:

We may delay or cancel a request to transfer or charge money back to the Pay From or other account at our discretion including if the payment:

• Looks suspicious or fraudulent
  
• Appears to have incorrect amount or recipient information
  
• Seems to duplicate another payment