Sadder still

From last summer:

Of all sad words of tongue or pen, the saddest are these: “This model uses its own special [fan] motor, not used by any other air conditioner in the line, or for that matter in the industry.”

Add to that “And it apparently lasts for only ten and a half months.”

Bottom line: If this thing can’t be fixed, I’ll have to replace the entire unit. Which I can’t do: I have no credit, the result of a Chapter 13 plan that was confirmed — get this — today, and my bank account is in the low four figures. I certainly won’t be able to sell the house.

Is there some reason why I shouldn’t go drive into a bridge abutment and get it over with? I can’t take this emotional rollercoaster any longer.


  1. Deborah »

    27 May 2010 · 9:16 pm

    No, no. Take a cool bath, and go to bed. Now.

  2. CGHill »

    27 May 2010 · 9:23 pm

    I don’t think I’ve got enough drugs in the house to knock myself into any semblance of slumber.

  3. GradualDazzle »

    27 May 2010 · 9:32 pm

    Yuggh. I wish I could encourage you, but we’re in the same boat. And so are a lot of other really nice, not-lazy working friends of mine. It’s kinda scary, really. Please hold on… we need each other more now than ever.

  4. ms7168 »

    28 May 2010 · 7:50 am

    Sorry that you got roped into a Chapter 13 arrangement. Did you know that it will do more damage to your credit than a straight Chapter 7 dischargal? Sad but true!

  5. CGHill »

    28 May 2010 · 8:35 am

    “Roped” isn’t the word. I didn’t meet the qualifications for a 7, and knew that going in. And in terms of credit damage, I could not possibly care less; man was never intended to live his life according to the dictates of a three-digit number computed by shadowy operators beyond the reach of mere mortals. What I have remaining of mine will not be spent worrying about FICO and such. Besides, this way everybody gets something vaguely resembling what they were owed, which appeals to my sense of propriety.

  6. CGHill »

    28 May 2010 · 8:37 am

    As for the A/C itself — capacitor issues. This one was new in July, but it didn’t have the gumption, or something.

  7. ms7168 »

    28 May 2010 · 9:31 am

    I hear you on the not caring less but the bigger problem is the damage it does to your reputation. Nearly everyone uses a credit report as an assessment tool and when they see a bankruptcy it closes some doors that it probably shouldn’t have even been used as a measure for in the first place.

  8. ms7168 »

    28 May 2010 · 9:32 am

    As for the A/C that was a huge “whew” :)

  9. David »

    28 May 2010 · 11:07 am

    Hang in there, man…I’m 2 years in to my Ch 13…almost nearing the point where I can see a slight glimmer of light at the end of the tunnel.

  10. James Hill »

    28 May 2010 · 1:32 pm

    Hey Brother are you ok…is there anything i can do to help..

  11. CGHill »

    28 May 2010 · 3:12 pm

    I just need a break from all the farging tsuris, and said break is, of course, not forthcoming.

    My appreciation for the complexity of life diminishes with every passing year.

  12. Mel »

    29 May 2010 · 12:48 am

    I’m hip.

  13. Donna B. »

    29 May 2010 · 9:45 pm

    I’m here to tell you there is life after Chapter 13. That unfortunate year both my husband and I got sick, our income dropped to just over a quarter of what it had been. We had so little disposable income, we ended up with a 5 year plan.

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