A shock to the system

All of a sudden, falling on my sword looks like a good option again.

Something called Tiger Neurophysiology P.C., having collected nothing from my health insurance, evidently refiled; 90 days after the date of alleged services, CFI Care (not its real initials) has decided that these are really legitimate expenses after all, but Tiger is out of network, so I have to pay the entire $7300 and change.

Apart from the fact that I don’t have $7300 and change, I don’t understand this at all. So far as I can tell, Tiger works out of Teaneck, New Jersey. I can think of no reason why they’d be here in the 405. (Duplicate names? Possible, but hardly likely.) The EOB includes five separate entries for “Diag. Medical Exam,” which would seem useless, since I was already in the hospital on the day in question, scheduled for surgery.

I left an email for the insurance guys. But I tell you, I can’t take stuff like this; all by itself, this incident has put me perilously close to suicide watch. And a life that is constantly interrupted by traumatic incidents is not, to me, a life I want to live.


  1. baldilocks »

    30 September 2016 · 12:24 am

    I don’t know what to tell you, but please don’t do that.

  2. fillyjonk »

    30 September 2016 · 5:16 am

    Agreed! with baldilocks.

    Could it be a scam? Scammy scammers gonna scam. I think I remember my dad having to sicc his insurance on some scammy scammer making a claim after his knee surgery.

    At the very least, they should be able to negotiate a payment plan.If it’s a real charge, which seems questionable.

  3. McG »

    30 September 2016 · 8:52 am

    Some outfit in Colorado has billed for an emergency room visit by my late mother-in-law on a date (before she passed away) when we know she didn’t go to the emergency room. The bill was for an amount too small to be worth fighting over, but it still leaves a bad taste in the mouth.

    This is what happens when the government mandates third-party funding for health care — and “single-payer” is third-party on steroids, the only difference being that they’ll be scamming all the taxpayers instead of insurance companies and their policyholders.

  4. CGHill »

    30 September 2016 · 9:43 am

    Insurance company seems to have verified matters: apparently the surgical team called in this one guy to do remote monitoring, the way the NBA has a replay team in Secaucus, just down the road from Teaneck, New Jersey.

    They should kill me now.

  5. ETat »

    1 October 2016 · 9:02 am

    Just tell them you can’t pay that. You were not told the cost of the procedure before the fact; you were not made aware one of the providers is out of your network.
    The hospital should have a special clerk (in fact, a whole office of clerks) who “structure” debt, sometimes lowering the final bill in the process.

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