I never thought of that

Glenn Reynolds suggests the states get out of the driver’s-license business:

Instead, you should just have to show proof of insurance. The insurance companies have a better incentive to monitor your driving than the state does, since they have skin in the game. And they won’t be tempted — as legislatures constantly are — to revoke your driving privileges because of unrelated items like unpaid student loans or child support.

I just wonder how this would work in a place like Oklahoma where 25 percent of the drivers can’t be bothered to obtain insurance no matter how dire the penalties.


  1. McGehee »

    27 May 2019 · 8:31 am

    I imagine driving without proof of insurance would be subject to penalties similar to what people face now for driving without a valid license.

    Though, if one is found to be without insurance after causing major property damage, serious injury, or loss of life, I would expect a term of indenture to the injured party or parties to ensue as well. Pour encourager les autres.

  2. CGHill »

    27 May 2019 · 12:10 pm

    Seems legit to me.

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